Beacon Point Insurance

Can you pay homeowners insurance yearly?

Short answer: Yes.  The homeowners insurance policy is typically a 12-month policy, and most are paid in full for the entire 12 months through an escrow account set up by the...
Beacon Point Insurance

What home insurance do I need?

Most homeowners insurance policies provide a minimum of $100,000 worth of liability insurance, but higher amounts are available and, increasingly, it is suggested that...
Beacon Point Insurance

Can I pay my homeowners insurance myself?

Many mortgage companies require that your insurance and taxes be paid from an escrow account to make sure they get paid each year. You may ask your mortgage company if you can...
Beacon Point Insurance

Does homeowners insurance go up every year?

Increasing insurance premiums are a common complaint among homeowners. Whether or not your insurance increases each year depends on the zipcode you live in, changes to your...
Beacon Point Insurance

Can home insurance company drop you?

There are many reasons that homeowners insurance may be canceled or not renewed. In some situations, it is completely preventable by the homeowner. However, in many other...
Beacon Point Insurance

Can I claim water damage on home insurance?

Water damage done to your home can be covered by a standard homeowner’s insurance policy dependent if it is considered sudden internal water damage from a broken pipe...
Beacon Point Insurance

Can a deductible be paid in payments?

When it comes to home insurance, the deductible is the amount of money you must pay for repairs before your insurance company pays for your claim. Unfortunately, in most...