Can a deductible be waived?

When it comes to home insurance, the deductible is the amount of money you must pay for repairs before your insurance company pays for your claim. … Fortunately, in some special situations, the deductible can be waived, however, only a few companies offer this type of coverage.  In some situations, you have to purchase a claims forgiveness endorsement to your policy, other companies waive the deductible automatically in a catastrophic loss situation over a large dollar amount.  This is policy and state-specific, it is best to work with an independent insurance agent to find the best home insurance policy for your needs.