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	<title>Beacon Point Insurance Group the best source for Missouri Insurance</title>
	<link>http://www.beaconpointinsurance.com</link>
	<description>Protection Through Education</description>
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		<title>Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program</title>
		<description><![CDATA[NEWS RELEASE Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group (Independence, MO 03/01/2012), already authorized to sell the popular AARP auto insurance program, can now bundle that auto policy with The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group was chosen for demonstrating [...]]]></description>
		<link>http://www.beaconpointinsurance.com/765/local-independent-beacon-point-insurance-group-selected-to-offer-the-hartfords-aarp-homeowners-insurance-program/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=local-independent-beacon-point-insurance-group-selected-to-offer-the-hartfords-aarp-homeowners-insurance-program</link>
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		<title>HSA Compatible Health Insurance Plans &#8211; Embedded or Aggregate Deductibles</title>
		<description><![CDATA[With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA) do not have the separate (embedded) individual deductible per person like conventional PPO plans.   Employees who just [...]]]></description>
		<link>http://www.beaconpointinsurance.com/577/hsa-compatible-plans-embedded-or-aggregate-deductibles/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=hsa-compatible-plans-embedded-or-aggregate-deductibles</link>
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		<title>Ten Common Insurance Mistakes &#8211; and how to avoid them</title>
		<description><![CDATA[10 Common Insurance Mistakes and How to avoid them Your Insurance Program is Messy It&#8217;s not uncommon to purchase a policy, just to insure one item like your home or car.  Maybe you even purchased them from  different agents. What ever the combination, it is highly likely that you ended up with the typical result, [...]]]></description>
		<link>http://www.beaconpointinsurance.com/573/ten-common-insurance-mistakes-and-how-to-avoid-them/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=ten-common-insurance-mistakes-and-how-to-avoid-them</link>
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		<title>Fact vs. Fiction: Uncovering auto insurance myths</title>
		<description><![CDATA[Fact vs. Fiction: Uncovering auto insurance myths &#160; Like a teenager eager to try a new video game, playing before reading the rules, many drivers buy insurance without really understanding what they’re buying. In the rush to feel “covered,” they can skip the details. That can lead to frustration. Following are five insurance myths heard [...]]]></description>
		<link>http://www.beaconpointinsurance.com/557/fact-vs-fiction-uncovering-auto-insurance-myths/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=fact-vs-fiction-uncovering-auto-insurance-myths</link>
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		<title>Medicare Annual Enrollment Period Ends December 7th 2011</title>
		<description><![CDATA[We have seen an increase in the number of Medicare beneficiaries who have just now started to contact us to review their coverages.  We want to remind anyone who would like to make a change to their Medicare benefits for Medicare Advantage and Medicare Part D Prescription Drug plans, that December 7th is the last [...]]]></description>
		<link>http://www.beaconpointinsurance.com/528/medicare-annual-enrollment-period-ends-december-7th-2011/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=medicare-annual-enrollment-period-ends-december-7th-2011</link>
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		<title>Vacant Homeowners Insurance</title>
		<description><![CDATA[When does an insurance company consider my home vacant? 95% of homeowners do not understand what happens to their insurance on their home when their house becomes empty or unoccupied.  Most people find out they do not have any coverage after submitting a claim because they failed to let their insurance agent know that their [...]]]></description>
		<link>http://www.beaconpointinsurance.com/503/vacant-homeowners-insurance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=vacant-homeowners-insurance</link>
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		<title>7 items that can change your auto insurance premiums</title>
		<description><![CDATA[One of the most common questions we get is &#8220;Why do I pay that amount when my friend only pays $x&#8221;.  And there are many reasons why, but just like anything else that we buy, insurance rates are only locked in for the policy period.  For auto insurance that only means typically 6 or 12 [...]]]></description>
		<link>http://www.beaconpointinsurance.com/485/7-items-that-can-change-your-auto-insurance-premiums/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=7-items-that-can-change-your-auto-insurance-premiums</link>
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		<title>HO5 Homeowners Insurance Policy</title>
		<description><![CDATA[The HO-3 has been the standard homeowners insurance policy since the 1950&#8242;s, and is  adequate for most home owners&#8217; personal insurance needs. For older homes, it&#8217;s  still a good choice. But today, there&#8217;s something much better, particularly for  newer, well maintained homes. It&#8217;s known generically as the HO-5 homeowners insurance policy. While the HO-5 is offered [...]]]></description>
		<link>http://www.beaconpointinsurance.com/497/ho5-homeowners-insurance-policy/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=ho5-homeowners-insurance-policy</link>
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		<title>2012 HSA Contribution Limits</title>
		<description><![CDATA[2012 HSA Contribution Limits Single plan Maximum contribution limit for a single plan is $3100 for 2012.  To qualify your plan has to have a deductible of $1,200 or more with a maximum out of pocket of no more than $6,050.  If you are over the age of 55 you are allowed to deposit an [...]]]></description>
		<link>http://www.beaconpointinsurance.com/475/2012-hsa-contribution-limits-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=2012-hsa-contribution-limits-2</link>
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		<title>Medicare Premiums &#8211; Deductibles &amp; Co-insurance 2012</title>
		<description><![CDATA[The following is a listing of the Medicare premium, deductible, and coinsurance rates that will be in effect in 2012: Medicare Premiums for 2012: Part A: (Hospital Insurance) Premium Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment. The Part A premium is $248.00 per month for people having 30-39 [...]]]></description>
		<link>http://www.beaconpointinsurance.com/478/medicare-premiums-deductibles/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=medicare-premiums-deductibles</link>
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